Inheritance Tax Advisors.

Don’t let rising property values cost your family more.

Our specialists reduce your liability — so more of what you’ve built reaches the people you love.

Understanding Inheritance Tax.

Inheritance Tax (IHT) is a tax on the estate (property, money, and possessions) of someone who has died. It’s also potentially charged on certain gifts made during lifetime. While often called “the voluntary tax” because proper planning can significantly reduce or eliminate the liability, many families pay more than necessary due to lack of advance preparation.

Seeking Inheritance Tax planning advisory isn’t just for the wealthy. With rising property values, many ordinary families now have estates exceeding the threshold. At Fynax, our inheritance tax accountants help you plan early, giving you more options and ensuring your loved ones receive the maximum benefit from your lifetime’s work.

Quick links.

Key Trigger Point: Our inheritance tax accountants will help you review your Inheritance Tax position whenever your circumstances change significantly, and we will carry out a formal review with you at least every three to five years to ensure your planning remains aligned with current legislation and your evolving needs.

Inheritance Tax Advisors Fynax Ltd

When to Start Planning Your Inheritance Tax?

The best moment to begin Inheritance Tax planning is now. That said, it is genuinely never too late to make a positive difference.

The Best Time is Now

Many of the most powerful strategies depend on time: the seven-year rule for exempt transfers, minimum ownership periods for business reliefs, and the need to establish a recognised pattern of regular gifting from income all mean that early action opens doors that later action cannot.

It’s Never Too Late

Our Inheritance Tax Consultants work with clients across a wide range of circumstances, including those who come to us at a late stage in life or following a significant health diagnosis. Every situation has options, and a tailored approach always starts by understanding where you are right now.

Key Inheritance Tax Reliefs.

Understanding and applying the right reliefs can significantly reduce or even eliminate your IHT liability.

Inheritance Tax Advisors Fynax Surrey

Business Property Relief:

Relief on qualifying business assets including trading companies, partnerships, and unincorporated businesses. Usually requires 2-year ownership.

Agricultural Property Relief:

Relief on the agricultural value of farmland and buildings. The rate depends on whether land is tenanted or owner-occupied.

Spouse Exemption:

Transfers between spouses and civil partners may be exempt from Inheritance Tax, though exemptions and conditions are subject to current government rules and thresholds.

Charity Exemption:

Legacies to UK registered charities may be exempt from Inheritance Tax, and leaving a qualifying portion of your estate to charity could result in a reduced rate of Inheritance Tax on the taxable portion, subject to current government thresholds.

Quick Succession Relief:

Provides relief where someone inherits assets and dies within a short period, with the level of relief tapering over time, subject to current government rules and thresholds.

Woodlands Relief:

Deferral — Defers Inheritance Tax on the value of timber until it’s sold. The underlying land value remains subject to Inheritance Tax.

How We Can Help You.

Our Inheritance Tax Accountant takes a whole-of-estate approach, combining deep tax expertise, financial planning knowledge, and a genuine understanding of your personal goals to build a strategy that is truly tailored to you. Where needed, we work alongside your solicitor, financial adviser, and other professionals to ensure everything is properly coordinated.

Inheritance Tax Advisors for Estate Planning:

A comprehensive review of your total estate, assets, liabilities, and projected growth — to model your Inheritance Tax exposure and develop the most effective long-term strategy for reducing it.

Inheritance Tax Relief Advisors:

Identifying and properly structuring your affairs to make the most of available reliefs — from Business Property Relief and Agricultural Relief to the residence nil-rate band and charitable giving.

Inheritance Tax Advisors for Trust Planning:

Trusts remain one of the most flexible tools for controlling how family wealth is distributed, protecting beneficiaries, and removing assets from your taxable estate over time in a structured way.

Inheritance Tax Advisors for Gifting Strategies:

Structuring a lifetime gifting programme that makes the most of annual exemptions, potentially exempt transfers, gifts from surplus income, and small gift allowances — with proper documentation throughout.

Inheritance Tax Advisors for Wills, Probate & Estate Administration:

Ensuring your will reflects your IHT planning goals, and providing sensitive, expert support to executors and families throughout the probate and estate administration process.

An Ongoing Partnership: Our relationships with clients are ongoing. As your life changes, so does your Inheritance Tax exposure. We stay close to your situation, proactively identifying new planning opportunities and flagging any issues before they become problems.

Protect Your Legacy.

Expert inheritance tax planning that ensures more of what you’ve built reaches the people you love